Use the calculators below to quantify the decision items related to your purchase or refinance. These calculators include graphical displays to visualize the results and help with your analysis. Use as often as you like, and feel free to contact us with questions!

Loan Payment Calculators:

Mortgage Loan
Use this calculator to determine your monthly payment and amortization schedule.

Interest-Only Calculator
Use this calculator to generate an amortization schedule for an interest only mortgage.

Loan Analysis Calculators:

Mortgage Points
Should you buy points? Use this calculator to find out.

Mortgage APR
Use this calculator to find the APR on your mortgage.

Purchase Calculators:

Rent vs. Buy
Are you better off buying your home, or should you continue to rent?

Mortgage Tax Savings
Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Refinance Calculators:

Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!

Loan Payoff Calculators:

Bi-Weekly Payments
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest.

Accelerated Payoff
This is a personalized simulator of the Homeownership Accelerator Program®. This loan program provides a quicker payoff period than the bi-weekly payment approach. See if it's right for you!

Tools

Homeownership Accelerator Program®

"Home Ownership Accelerator®" and the yellow flying house logo are trademarks of CMG Financial Services Inc. and are used with permission.

Calculators From The Professor

Click here to be directed to the suite of calculator tools on the Mortgage Professor
(Jack Guttentag) website.

Rent vs. Buy

Qualifying For a Loan

Pre-Qualified vs. Pre-Approved

What's in a Mortgage Payment?

Understanding "Amortization"

What's Tax Deductible in the Loan Process?

What is Yield Spread Premium (YSP)?

Broker vs. Lender


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