Purchase Loans

You need it? We GOT it! Our premier purchase loans help make that dream home more affordable. And with GOTeHomes, our real estate agency, we can provide you financial assistance for the down payment and closing costs through our commission rebates.

Home Ownership Accelerator Program®

Yup, we GOT this too! The popular Home Ownership Accelerator Program is a flexible planning tool that functions like a checking account, and leverages the timing of your deposits and expenses to accelerate the payoff of your home loan.
Learn more about this exciting new program on our detailed discussion page.

Debt Consolidation

Need to pay off high-interest debt? Want to consolidate all your monthly bills into 1 low payment? No problem, we GOT loans for that! Ask about our $0 closing cost, low-payment loan programs.....yes, that's $0 total settlement charges! Lower your payments, for FREE!

Cash-Out Refinance

Need some money for the Holidays? Have some big bills to pay? Planning that trip to Hawaii? We GOT loans for you! Our agents will work with you, for you, to provide you the Absolute Right Loan Product to draw on that equity. Take advantage of the equity you've built!

Home-Equity Loans

Whether you want to create a Line of Credit for emergencies, or draw on your equity but keep that low-interest-rate 1st mortgage, we have plenty of choices. Good credit, bad credit, mortgage lates, no problem! We GOT the Home Equity Loan for you!

Construction/Rehab Loans

Thinking about home improvements? Or perhaps building a new home on that vacant piece of land you saw? Our construction loan programs are some of the best in the business. Make that dream a reality. We GOT it!

Tools

As an Upfront Mortgage Broker, we provide our rates at wholesale, and separately negotiate our commission with you. Further, we rebate you 100% of any "Yield Spread Premium" (YSP) the lender pays on the loan. This YSP can be as high as 3% of the loan amount. Use our calculator below to see how much of a rebate this could mean for you.

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Loan Amount

Yield Spread Premium

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What is Yield Spread Premium (YSP)?

Broker vs. Lender

Rent vs. Buy

Qualifying For a Loan

Pre-Qualified vs. Pre-Approved

What's in a Mortgage Payment?

Understanding "Amortization"

What's Tax Deductible in the Loan Process?


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Copyright © 2008 GOTeHomeLoans. All Rights Reserved. "Home Ownership Accelerator®" and the yellow flying house logo are registered trademarks of CMG Financial Services and are used with owner’s permission. GOTeHomeLoans is headquartered at 400 Continental Blvd, 6th Floor, El Segundo, CA 90245.
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